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12.9% to 22.9% variable APR.
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positive
3
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Get 2 points for every $1 spent on all purchases.
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positive
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No annual fee for the first year; $59 additional years.
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positive
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+1
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Points don't expire as long as your account remains active.
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positive
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Points from this card can be redeemed through any travel sites without penalty.
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positive
1
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No foreign transaction fees.
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positive
0
+0
-0
One-time 40,000 points bonus when spending $3k in first three months.
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